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Travel Insurance

Site Home page logo, Jun 2015

It’s about peace of mind

If your travel plans are interrupted, you can rest assured knowing you have the coverage you need when you need it. Stratford Financial Planning promotes GMS Insurance for two reasons:


GMS offers you great value, with comprehensive medical and non-medical plans and packages at affordable, competitive rates. You’ll save up to 35% when compared to many vacation insurance plans. Be sure to review the All-Inclusive Multi-Trip Annual plans for comparison coverage – all year around, especially if you plan to travel out of the province more than once within a 12 month period.

Great Service

GMS provides 24/7 emergency assistance to help you and your family through a medical emergency, replace lost documents and provide claims information and assistance. IMPORTANT NOTICE

  • Travel Insurance is designed to cover losses resulting from sudden, unexpected and unforeseeable circumstances.  It is important that you read and understand your policy before you travel, as your coverage may be subject to certain exclusions or limitations.
  • A pre-existing medical exclusion applies to medical conditions and/or symptoms that existed prior to your travel.  Check the policy to see how this applies to you.
  • In the event of an accident, injury or sickness, your prior medical history may be reviewed when a claim in reported.
  • Your policy provides travel assistance for medical emergencies.  If you experience a medical emergency, you must notify our GMS’s assistance centre prior to treatment, where possible and later than twenty four (24) hours after receiving medical treatment or being admitted to hospital. Your policy may limit benefits should you not contact the assistance centre.
  • Claims for Trip Cancellation & Interruption, Baggage Loss, Damage & Delay or Loss of Sport or Computer Equipment must be reported to the GMS Insurance office within seven (7) days of the cause of the claim.

PLEASE READ YOUR POLICY CAREFULLY AT THE TIME OF PURCHASE If your require assistance with your policy or travel insurance application, please feel free to call or write to us at anytime. Travel Insurance and other related travel products are provide by GMS Insurance Inc.