Legal

Except for the material belonging to third-parties, all material and data at this website, including, but not limited to, the layout and design of this website, as well as the company name, logo, graphics, sounds or images on this website, are copyrighted and are the property of Shaun J. Smith and Stratford Financial Planning Inc. No portion of this website may be distributed or reproduced by any means or in any form without prior written permission from Shaun J. Smith. License is granted to users of this website to use this information only to follow the links in pursuit of knowledge in financial planning and investment planning.

Third-party trademarks, logos, banner ads, and similar material appearing on this website are trademarks of their respective holders.

Shaun J. Smith and Stratford Financial Planning Inc. guarantee the privacy of personal information (such as name, telephone, fax number, e-mail address, and mailing address) to all website users. Shaun J. Smith and Stratford Financial Planning Inc. will not willingly and knowingly disclose the above-mentioned personal information provided by the users of this website to any outside party without the users’ prior consent, except for the above-mentioned personal information.

Shaun J. Smith and Stratford Financial Planning Inc. do not want to receive confidential or proprietary information through this website. Personal or any information sent to us through this site will be deemed NOT CONFIDENTIAL.

Information on third-party products and services contained on this website is for informational purposes. Shaun J. Smith and Stratford Financial Planning Inc. make no endorsements about third-party products and services. References to and information about third-party products and services are provided “as is,” without warranty, either expressed or implied.

No obligation or responsibility of any kind is created on the part of Shaun J. Smith and Stratford Financial Planning Inc. by submission of any link or suggestion for a link. Shaun J. Smith or Stratford Financial Planning Inc. is not responsible for incorrect links or descriptions. You do so at your own risk if you decide to access linked third-party websites.

Shaun J. Smith and Stratford Financial Planning Inc. do permit anyone to link to this website, subject to the linker’s compliance with the following:

• A site that links to this website may not replicate content contained herein

• A site that links to this website must not create a border environment or browser around content contained in this website

• A site that links to this website must not present misleading, false or derogatory information about Shaun J. Smith or Stratford Financial Planning Inc., its services and employees

• A site that links to this website must not misrepresent the relationship with Shaun J. Smith and Stratford Financial Planning Inc.

• A site that links to this website must not imply that Shaun J. Smith and Stratford Financial Planning Inc. is endorsing or sponsoring the linker or the linker’s services or products

• A site that links to this website must not contain content that could be construed as obscene, defamatory, pornographic, or inappropriate for any ages

• A site that links to this website must not contain materials that would violate any laws

• A site that links to this website must agree that the link may be removed at any time upon request by Shaun J. Smith, under its reserved rights to rescind its content to allow the link

The laws of the Province of Ontario, Nova Scotia, British Columbia and the Federal laws applicable in the Province of Ontario, Nova Scotia and British Columbia shall govern any matter applicable to your direct or indirect use of this website. Any dispute shall be settled in the Courts located in the Province of Ontario.

Shaun J. Smith and Stratford Financial Planning Inc. do not guarantee that the information presented on this website is fully accurate and up-to-date. Likewise, Shaun J. Smith and Stratford Financial Planning Inc. do not guarantee that the materials, PDFS and other web products are fully up-to-date. For the most up-to-date information, contact Shaun J. Smith at Stratford Financial Planning Inc. through this website or at 519 275 2424. As a user of this website, you acknowledge that any reliance on material posted on this website is at your own risk